The Challenge Small Businesses Face

Many entrepreneurs struggle to secure financing:


High interest rates on conventional loans


Short repayment terms that strain cash flow


Limited access to capital for expansion or equipment


Complex, confusing application processes

Verifen simplifies this process, giving you access to affordable funding while guiding you through every step.

How Verifen SBA Loans Work

SBA Loans are designed to support small businesses with longer repayment terms and lower interest rates, thanks to backing from the Small Business Administration. With Verifen:

  • Guided Application: We walk you through the SBA loan process step by step.
  • Affordable Terms: Low-interest rates and extended repayment schedules make funding manageable.
  • Transparent Process: Clear explanations of requirements, fees, and repayment schedules.
  • Ongoing Support: Assistance throughout the loan lifecycle to ensure your business succeeds.
Start Your SBA Loan Application Now

What You Need to Qualify

To streamline your SBA loan approval, Verifen recommends preparing the following documentation:

  • Business Tax Returns: Last 2 years of filed business tax returns
  • Personal Tax Returns: Last 2 years of personal tax returns for business owners
  • Bank Statements: Most recent 6 months of business bank statements
  • Profit & Loss Statement: Most recent report showing revenue and expenses
  • Cash Flow Statement: Documenting inflows and outflows to demonstrate repayment ability
  • Balance Sheet: Overview of assets, liabilities, and equity
  • Business Licenses & Registrations: Proof of legal operations and compliance
  • Debt Schedule: Current debts and obligations
  • Ownership & Management Information: Details on all owners with 20%+ stake

Having these documents ready helps us expedite your approval and ensures you qualify for the most favorable terms.

Check Your Eligibility for an SBA Loan

Benefits of Verifen SBA Loans

  • Lower Interest Rates: Reduce financing costs and improve cash flow.
  • Longer Terms: Spread repayment over a manageable period.
  • Access to Larger Loans: SBA backing allows higher loan amounts than typical small business loans.
  • Business Growth Ready: Fund expansion, equipment, inventory, or working capital.
  • Expert Guidance: Navigate the SBA application process with ease.

Beyond the Loan: Comprehensive Support

Verifen goes beyond just funding. We provide guidance to ensure your business is fully prepared:

  • Regulatory Guidance: Ensure compliance with SBA and industry requirements.
  • Business Insurance Insights: Protect assets and operations while leveraging financing.
  • Credit Preparation: Optimize your credit profile to qualify for better terms.
  • Financial Planning Support: Plan cash flow and repayment without compromising growth.

Why Choose Verifen?

Our SBA loan services are built on care, transparency, and delivery:

Frequently Asked Questions

How long does the SBA loan process take?

Processing times vary, but Verifen’s guidance helps streamline approvals.

What types of businesses qualify?

Most small businesses across industries qualify, provided they meet SBA criteria.

Are there hidden fees?

Never. Verifen ensures full transparency on all costs and requirements.

Ready to Grow Your Business?

Affordable financing is key to sustainable growth. With Verifen SBA Loans, your business gains access to low-cost funding, expert guidance, and a partner invested in your success.